InfoWARE MODULE
MATRIX

 

Overview

 

 

 

 

 Table of Contents

ACCOUNTING AND FINANCIALS

BANK RECONCILIATION

STOCKBROKING

CUSTODIAN TRADE

PROPRIETARY/TRADING ACCOUNT MANAGEMENT

CSCS RECONCILIATION

PORTFOLIO ANALYSIS

RISK MANAGEMENT

LIEN

MONEY MARKET

MUTUAL FUND MGMT

PAYROLL

SECURITIZATION

REPORTS DELIVERY AND DATA SECURITY

AUTOMATED E-MAIL NOTIFICATION

AUTO SMS INTEGRATION

MULTI-BRANCH IMPLEMENTATION

CRM

EXECUTIVE DASHBOARDS 

OTHERS

E-BUSINESS SUITE/ IBANK

ACCOUNTING AND
FINANCIALS

DESCRIPTION

Auto Merging of Accounts

 

This feature allows you to
easily merge two or more GL accounts together when
there is a need for it

 

Cash payments/receipt

 

This is a very quick way of
posting receipts/payments from clients with a
receiving account already configured unlike journal

 

Automated Recurring GL
Batches

 

This feature allows for
inputting a set of recurring items that gets posted
at the set time instead of creating them often

 

Customer balances

 

This is a quick report that
shows a customer’s net balance in a click of a
button without all the details

 

Financial statement mapping

 

This feature is used for
dynamically working on the accounts to achieve any
desired style of reporting notwithstanding how the
account is charted

 

Financial year end run

 

This is used for closing
the books at year end to zero all income
and expenses and make the books ready for a
fresh accounting period

 

GL Journal

 

This is the journal form of
posting GL items for customers and in-house
transactions

 

GL journal review

 

This is like an
authorization process of having someone review an
inputted GL batch before posting. This can be
configured to bypass if not necessary for some
organizations

 

Monthly Interest Accruals

 

This is the feature for
monthly interest accruals on interest configured GL
accounts and other money market related transactions

 

Graphical analysis

 

This is a graphical
representation of some reports for easy and clearer
analysis

 

Import into GL from Excel

 

This feature is used to
import items from excel into the InfoWARE
Application to reduce manual efforts

 

Interest calculation

 

This is similar to GL
monthly run but in this case, you can determine the
interest accrued as at any point in time before
month end

 

Overdrawn Limit Management

 

This feature allows the
financial controller to put a restriction on by how
much any account can go into debit

 

Expense Tracking with
Charts

 

This is a more clearer way
of analyzing expenses with charts and graphs

 

Overdraft tracking

 

This is a report for
tracking clients with debit balances. The report
analyses the overdrafts in 30, 60, 90 and 120 days

 

Customer Risk Management

 

The margin account feature
is integrated into the financials to set a margin
limit on  customers
with margin facilities

 

Creditors Aging

 

This feature is used for
analyzing customer’s credit aging in terms of how
much credit they have and for how long. It is
analyzed in 30, 60, 90 and 120 days

 

Dormant Accounts
Configuration

 

This feature is used to
prevent posting into a GL account that is not active
at any point in time

 

Customers into Debit today

 

This is a quick way of
knowing and seeing how many customers just went into
debit as at any business day

 

EFCC Reports

 

This is used for reporting
trade amounts greater than 1m for individuals and 5m
for corporate bodies

Comprehensive Audit Trail

 

This is used by financial
control to monitor how much who is doing what in the
system. Every user is tied to a specific activity
performed and with time stamp too

 

CSCS Upload Fraud detection

 

All uploaded trade files
are auto stored in the system  for
reference when there is any issue several years
later

 

Dedicated Financial
Controls

 

 

Auto Blocking of GL
Transactions

 

This feature allows
blocking all or part of a Customer balance for any
reason.

 

BANK RECONCILIATION

DESCRIPTION

Bank Reconciliation

This does an automatic
reconciliation of Bank statement files with in-house
bank accounts using the value date and reference
number. A manual reconciliation can also be done for
same transactions that are not in sync either due to
different value dates.

  

STOCKBROKING

DESCRIPTION

Account Officer Performance

 

This is a feature for
account officer’s performance analysis for a 12
months period. It analyses the account officers on
the basis of how much commission their clients have
contributed to the company’s income for any period
of time within one accounting year

 

Agency

 

This is for managing third
party agents that are not full time employees. This
helps in configuring how many percentage of the
commission that directly goes into their account
whenever a trade is executed

Allotment

 

This is used for manually
allotting trade transactions to customer’s accounts
as another alternative to uploading daily trade
files. This is an optional module anyway

 

Allotment reversals

 

This feature is used for
reversing any manual allotment if need be

 

CSCS Upload Bulk reversals

 

This feature is used for
reversing upload of daily trades for any particular
day that has an issue. The issue is subsequently
sorted out and then the trade is re-uploaded into
the system

 

Graduated Commission  rates

 

This is used to handle
discriminating commission charges to customer’s
accounts. A customer is assigned to one group and
can be moved to another group if need be

 

Complex Commission
Configuration

 

This allows for easy
computation of commission with another house,
customers and third party agents

 

CSCS trades upload

 

Automatic upload of all
trade files in a click of a button. This does not
require any adjustment and thus takes less than one
minute no matter the volume of the transactions

 

Comprehensive Jobbing book

 

The jobbing book module is
used for preparing daily trading sheets and so
accurate to prevent any errors of trading

 

JB Order & Date Limit

 

The order limit enables
users to specify the total amount client has to
invest and then other parameters like the statutory
fees and commission adjusts to fit into that amount

 

Margin configuration

 

The Margin configuration
feature is used for giving a kind of credit facility
(with time limit) to customers who want to trade but
don’t have all the funds needed to finance their
trade

 

Pending Trades

 

This is a jobbing book
feature that lists all pending trades for a customer
that differentiates the difference between the
customer’s account balance and available balance

 

Public offer (Issue)

 

Used for managing public
offers sales

 

Public offer (return)

 

Used for remitting proceeds
from sales of public offer

 

Registrars

 

Used for maintaining and
updating registrars of companies and for CDF
preparation

 

Stock Moving Averages

 

This shows the moving
averages of quoted companies on the floor of the
exchange in 50 and 200 moving days averages

 

Stock price analysis

 

Analyses the stock prices
of quoted companies over a very long period of time

 

Verification register

 

This feature is used for
capturing share certificates of customers and also
as a data for
preparing customers script receipt and  CDF for
registrars

 

Signature Verification

 

This feature helps to
capture customer’s signatures and photographs
against their names in the database

 

CUSTODIAN TRADE

DESCRIPTION

Custodian trade upload

The system can identify a
custodian trade file and treat it as such, i.e. post
only the charges to the customer account and neglects
the consideration, since the consideration doesn’t
pass through the broking house.

PROPRIETARY/TRADING
ACCOUNT MANAGEMENT

DESCRIPTION

Trading account

This module
manages a stockbroker’s in-house trading account(s)
using WACC computation and monitors the profit/loss
made on disposals of stocks from that account. It also
gives a broker an idea of unrealized gain/loss before
disposals are made.

CSCS RECONCILIATION

DESCRIPTION

CSCS Reconciliation module

This module is used to
reconcile a stockbroker’s portfolio records in the
in-house application with the CSCS position. The
module accepts the CSCS position file and shows an
analysis of stocks and units for all customers in the
application, placing the in-house units and the CSCS
position side by side on an excel sheet. The
difference in unit is also displayed per stock on a
different column of the same spreadsheet.

PORTFOLIO ANALYSIS

DESCRIPTION

Bonus issue

 

This is used for
automatically assigning bonus for quoted companies
that declares bonus

 

Dividend payments

 

This feature is used for
automatic processing of dividend payments from
quoted companies to investors

 

Portfolio analysis

 

This is used for detailed
analysis of customer’s portfolio items

 

Stock charts

 

This is a pictorial way of
representing holdings of a customer. It also shows
how many percent of each customer’s entire holdings  is in a
particular company

 

Stock codes

 

This is used for
maintaining and updating newly quoted companies on
the floor of the exchange

 

Stock quote

 

This is used to review
stock prices on the floor of the exchange or
manually update the price of a particular stock code

 

Stock Valuation

 

This is like a stock
calculator for quickly computing the cost of X units
of stock at a particular price

 

Wealth management

 

A global report used for
analyses of customers balances in different
investment classes like equity, money market, mutual
funds, e.t.c.

 

Unverified Certificates
Auto Import

 

This makes it possible to
bring in a large number of unverified certificates at
once.

Verified Certificates CSCS
import

 

This makes it possible to
bring in a large number of verified certificates at
once.

Stock Research

 

A lot of research data is
auto generated by the system via price upload and can
very useful by the research department

Portfolio analysis

 

This feature gives the
performance of a stock over time based on the daily
pricelist.

Certificate in hand

 

This gives a view of a
customer’s total portfolio available in the system.

Contract note

 

This gives a report of buy
and sale transactions made for a customer on a
particular date.

Trend per stock

 

This is a graphical
representation of the trend of price of a stock code
over a period of time

RISK MANAGEMENT

DESCRIPTION

Overdrawn Account Tracking

We have a feature flexible
enough to make users decide if they want an account
overdrawn or otherwise. Overdrawn accounts can also be
configured to accrue interest on a monthly basis.

Auto Blocking of GL
Transaction

This feature allows for
blocking or hiding a certain amount fund in a
customer’s account that will not be available for
investment

Debtors Aging

This feature reports all
customers with debit balance on their accounts and
also shows how long they have been in debit.

Creditors Aging

This feature shows all
customers having a credit balance and also shows how
long they have been in credit.

Dormant Accounts
Configuration

This feature makes it
possible to set an account as dormant and also
reactivate it as the need arise.

Customers in debit

This reports all customer
account in debit as at a date selected.

EFCC Reports

This reports all customer
transaction above 2 million Naira.

Account Trend Analysis

This shows a graphical
representation of the performance of the selected GL
account over a period of time.

Expense Tracking

 

Comprehensive Audit Trail

Audit trail is used to track
changes that were made to data via various modules of
the application. E.g. customer information, GL
accounts, etc.

CSCS Upload Fraud detection

The application makes a
comparison of the customer details in the application
with that in the trade file, and reports any mis-match
found.

Customer update Alerts

Alerts are sent out to a
pre-configured phone number/email address whenever a
change is made to any customer information in the
system.

Automated and configurable
Alerts

Automated alerts (email and
SMS) can be configured on various modules of the
application. Alerts may also be configured to be sent
out when data changes within the application (i.e.
update action, modification of data or delete action).

LIEN

DESCRIPTION

Lien Module

This module is used to place
an embargo on the sales of some stocks for a customer.
It may be due to reasons such as use as loan
collaterals, a means to recover money from the
customer if in debt, etc.

MONEY MARKET

DESCRIPTION

Investment funds

This is used to manage Lease
transactions

Leases

This is used for generating
schedule for Leases with non-regular terms

Complex Schedule Leases

This is used for handling a
Loan type where the interest generated is computed
from the outstanding balance.

Reducing Bal Loans

The is used for handling
scheduled based Loan

Mortgage Loans

This module is used for
managing pools of fund

Mutual funds

This module manages clients
investments in several investment instruments like
equity, money market, e.t.c.

Annuity Scheme (PEAS)

It is a module for managing
termly investments by clients in form of a
contribution with an agreed upon interest rate and
tenure

MUTUAL FUND

DESCRIPTION

Mutual Fund

This module is used for
managing pools of fund. This is an end to end
management involving the Fund entity itself and the
Customers Subscribing to the fund. It comes with
standard reports. Additional reports could be
customized on request.

 

PAYROLL

DESCRIPTION

Payroll

Payroll

This module is used for
handling company payroll. It comes with several
standard reports with options for additional reports
could be customized. Additional features/benefits
include

  • Multi-country tax schedules capabilities
  • Business rules engine configurable to handle any
    deduction or allowance type (pre or post tax)
  • Integrated with GL/Financials
  • Flexible business rule application – Rules can be
    per employee, for all employees or for group of
    employees
  • Dynamic rules – While rules can span months or
    years, only the rules applicable at point of pay stub
    generation is applied

SECURITIZATION

DESCRIPTION

Security

Well structured security
measures/checks put in place to ensure that work
processes are duely observed, e.g. posting is
dis-allowed if the transaction is not balanced, a
customer with insufficient balance cannot be jobbed
for, a customer cannot sell what is not existing in
his portfolio, etc.

Security Group Management

This feature makes it
possible to assign the same application access right
to a group of people with similar job function.

Reports Security Management

This makes it possible to put
a control over the set of reports accessible to
different users within the same application.

Password Policy Management

This feature enables your IT
department come up with a password policy that the
system can be configured to enforce and gives you the
sole access to password management within the
application.

 

REPORTS

DELIVERY

DESCRIPTION

Data
Security

and Reports
Delivery
 

ReportsDelivery

InfoWARE
Business intelligence and Reporting’s simple interface, open
architecture makes it one of the most flexible and at the same
time most secure reporting solutions available.

Reports are
assignable to security profiles so that for example, some reports
can be available to the CEO but not to the CIO.

The open
architecture allows in-house developers to develop new reports and
InfoWARE business intelligence will provide the automatic
security.

AUTOMATED E-MAIL
NOTIFICATION

DESCRIPTION

E-mail customer statement

 

This allows for emailing
bulk statement of account to all customers in a
single click of a bottom

Customer update Alerts

 

This feature helps in
notifying a group of people (con trol department)
when a change is made to any customer account
detail.

 

CSCS Upload Notifications

 

This feature is used to
send a quick email (like a mini contract note) to
all customers ones a trade is uploaded

 

Emailing of Contract Notes

 

This is an automatic way of
emailing bulk contract note to all customers who
traded between a particular date range. This is sent
as a PDF attachment

 

Trade exception Alerts

This feature makes it
possible to track trade exceptions as an email will
be sent to a specified e-mail address on such
occurrence.

Customer Birthday alert

A configured auto-email
gets sent out to all customers on their birthday as
provided in the maintain customer menu.

AUTO SMS INTEGRATION

DESCRIPTION

Customer Information

A message is
sent out to all customers when their account is
created. The content of the message includes the Name,
CSCS account number, Cust AID, CSCS Reg number and the
date the account was created.

Customer deposit/ withdrawal
Alerts

This
notifies a customer whenever there is a payment or
deposit made to his account

Certificate deposit Alerts

This sends a
notification to all customers when their certificates
gets verified or unverified, with details of the
certificate. For cases when it returns unverified, the
reason for its rejection gets included in the SMS
content.

Customer Birthday Alert

A
configured auto-email gets sent out to all customers
on their birthday as provided in the maintain
customer menu.

System Alert

This enables a user to send text messages
from within the application to any specified phone
number

MULTI-BRANCH
IMPLEMENTATION

DESCRIPTION

Multi-Branching

InfoWARE application can be
used in different branches of the same organization.

 

CRM

DESCRIPTION

Customer Relationship
Management module

This is a task/workflow
management module for creating and managing tasks
right from when it was assigned to a stage of
completion. It also keeps track of how the job was
done and a list of those who contributed to its
success.

 

EXECUTIVE
DASHBOARDS

DESCRIPTION

Executive
Dashboards

Dashboard

Executive dashboards provide all the critical data executives
need to run a successful business. Executive dashboards created
with InfoWARE Dashboard can be customized depending on the
executive. For example, the CEO needs to see different information
than the CIO, and the CIO needs to see different information than
the HR Director. Besides simple customization, our executive
dashboards feature

  • Real-time data: Executive dashboards created with
    InfoWARE pull the data straight from your database and display
    it in an easy-to-understand format for your executives.
  • Highly customizable: Allows you to customize your
    dashboard for specific job titles and roles.
  • Database and platform independent: Dashboards created
    with InfoWARE run over any database or platform
  • Operates over multiple data sources: InfoWARE
    dashboards can source and combine data from multiple data
    sources to present a unified view. Data can be combined from
    Oracle, SQL Server and/or Excel

 

OTHERS

DESCRIPTION

Workflow

This module is used for
creating different work groups for achieving unified
communication within and across the workgroup

Alerts

This feature is used for
sending quick alerts to customers and account officers
in form of an email

CRM

This is a task management
application for creating and managing tasks and the
level of completion/status of each of them

Customization

We can modify the
application/ reports to suit your needs and business
operations.

Holidays Calendar

This feature allows users to
configure holidays within the application such that
date counts pre-configured for certain modules

Report Writer

This feature enables a user
to get direct data information from the database

Currency Rates

This allows for input of
conversion rates for US dollar and Pounds Sterling
with respect to the Naira

Prime Rates

Credit and debit rates can be
configured on specific/all interest accruing accounts.

Over 170 reports out of the
box

Reports are means by which
data brought into the application may be retrieved. We
have over 170 reports by default to enable you recall
saved information.

Customer birthday  tracking

System tracks customers
birthdays for possible birthday wishes via SMS

Spell Checking

InfoWARE application does a
spell check on all modules when a user types a
comment.

Dashboards

These are graphical
representation of data within the application.

 

E-BUSINESS SUITE/
IBANK

DESCRIPTION

Online customer statement

 

Enables customers to access
their statement of account  in online real-time mode from
anywhere in the world

 

 By Month

 

Enables for sorting online
customers statements by month

 

 By Date Range

 

Enables for sorting online
customers statements by date range

 

Online portfolio status

 

Enables customers to view
holdings of their portfolio as at any point in time

 

Portfolio charts

 

Used for easy analysis of
customer’s holdings per company/per sector in
percentage terms

 

Purchase contract notes
online

 

Displays Purchases
printable contract note online

 

Sale contract notes online

 

Displays Sales printable
contract note online

 

Certificates Verification
Status

 

Displays the status of
shares certificates lodged for verification whether
verified, unverified and details if pending

 

Online Buy/Sell trade
request

 

This feature allows
customers to give valid trade mandates online with
double authentication/confirmation

 

Auto update of jobbing book

 

If configured to do so,
this feature allows online trade requests from
customers to automatically updates the jobbing book

 

Customer CSCS status online

 

This feature enables
customers to view printable CSCS report online
instead of paying or coming to broker’s offices
before getting it

 

Full and comprehensive
security

 

Comprehensive security to
avoid fraud when giving trade mandates

 

Pending Trades review

 

This allows investors to
review all pending trade online and then cancel any
desired

 

Top Gainers

 

Shows top gainers for a
particular trading date

 

Top Losers

 

Shows top losers for a
particular trading date

 

Customer feedback Module

 

This feature allows
customers to send their
feedbacks/comments/enquiries/compliments to you

 

Online Client Management

This feature allow setting up
a Customer  and
also managing that customer on the E-business

 

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    ADDRESS

    63739 street lorem ipsum City, Country

    PHONE

    +12 (0) 345 678 9

    EMAIL

    info@company.com